TermPlus launches the Money Mindset Index to uncover how Australians really think about their money
SYDNEY, AUSTRALIA – Australian fixed-term investment platform, TermPlus, today launched the TermPlus Money Mindset Index – an annual research initiative designed to track how everyday Australians think about, manage, and feel about putting their money to work.
The Index launches with a nationwide survey open to all Australians. The findings will be published in full in July 2026, with the Index intended to run annually as a barometer of Australian financial sentiment.
The question every Australian is asking
At the heart of the Money Mindset Index is one question Australians quietly ask themselves every day: could my money be doing more?
The survey explores what Australians are actually doing with their investable assets, what their financial goals look like, what barriers are standing in the way of their money reaching its potential, and how confident they feel navigating today’s investment landscape.
Topics covered include financial life stage, investment approaches and asset classes held, attitudes toward risk and return, where Australians turn for financial research, and what they believe their money should ideally be achieving for them.
“We built the Money Mindset Index because there is a real conversation happening across Australia about income, returns, and what it actually means to make your money work,” said Dean Weinbren, Managing Executive of TermPlus. “We want to shine a light on where Australians genuinely stand – not just the headline sentiment, but the habits, barriers, and aspirations behind it. This is research that matters to real people.”
Participating Australians can also win
As part of the launch, participants who complete the survey will receive a personalised Money Mindset Score, and will also stand a chance to win a Flight Centre voucher valued at $5,000. The competition closes 31 May 2026, with the winner announced on or around 15 June 2026. Terms and conditions apply.
About TermPlus
TermPlus is a leading Australian provider of high-yield, fixed-term accounts designed to deliver reliable monthly income that can be paid directly into customers’ bank accounts, or reinvested for compounding growth. Customers can choose from 1, 2, or 5-year terms, with Target Rates set as a fixed margin above the RBA Cash Rate. There are no setup or monthly account fees, and applications can be completed online in minutes. TermPlus is a winner of Finder’s People’s Choice Award for Australia’s Best Investment Innovation.
Take the survey: termplus.com.au/win
The issuer of units (Term Accounts) in TermPlus (ARSN 668 902 323) is Pengana Capital Limited (Pengana) (ABN 30 103 800 568, AFSL 226 566). Any advice provided is general in nature and does not take into account your particular objectives, financial situation or needs. Before investing in TermPlus, consider the PDS, TMD and further details on our website at www.termplus.com.au/important-information/.
